How to add a refinance (term loan) to your model using U-Rite
Refinancing plays a critical role in real estate investment, allowing owners to unlock equity, retire acquisition or construction debt, and optimize their financing strategy as a project stabilizes. In this guide, we walk through how to model a refinance in U-Rite’s calculation engine, from adding the loan and selecting a funding date method to choosing the appropriate loan sizing approach and configuring interest rates. Whether you’re modeling a simple term loan or structuring a refinance tied to value, DSCR, or debt yield, this article breaks down each input step-by-step so you can confidently incorporate a refinance into your financial analysis.